Reports and Presentations

GROUP’S KEY FIGURES (EUR 1,000) 1-6/2022 1-6/2021 2021
Net interest income 2,463 1,600 2,650
Net commission and fee income 9 2,239 4,497
Total operating expenses -5,577 -2,620 -6,663
Impairment of receivables -4,174 -1,104 -1,989
Profit before taxes -7,381 156 -1,464
Cost / income ratio, % 235 68 93
Balance sheet total 290,790 25,299 22,418
Return on equity (ROE), % neg. neg. neg.
Total capital ratio (TC), % 19.4 - -
Number of employees, end of period 90 50 66
Earnings per share (EPS), EUR -0.10 0.01 -0.04
Impairment of receivables / loan portfolio, % 7.3 11.4 11.0

The data for the comparison periods are Fellow Finance group's IFRS figures. Due to the merger and business model change implemented in April 2022, the figures for 2021 are not comparable.