We are
Fellow Bank

A bank that makes everyday life easier

Fellow Bank is a Finnish bank that helps both personal and business customers to manage their day-to-day finances with a customer-focused, effortless, and responsible service. For savers, we offer an attractive interest rate on deposits. We have an authorisation granted by the Financial Supervisory Authority and as a Finnish credit institution we are covered by the Finnish deposit guarantee scheme.

Key figures in March 2023

Loan portfolio

EUR 155.8 million

Deposit portfolio

EUR 232.7 million

Loan volume 2/23

EUR 23.3 million

Our background

Fellow Bank was created on 2 April 2022 when Fellow Finance, the leading crowdfunding and peer-to-peer lending platform in Northern Europe, merged with the company that carried on Evli Bank’s banking services.

Through the merger, the core competencies of these two companies complement each other: Fellow Finance’s solid experience in lending and digital services combined with Evli’s strong expertise in deposit banking operations and risk management.

Since 2014, more than 240 000 credits have been granted through Fellow Finance's advanced lending processes. During its operations, Fellow Finance has provided more than € 970 million in financing to SMEs and individuals, and served more than one million loan applicants via digital channels.

Evli Bank, on the other hand, has been operating as a deposit bank since 2001. We will continue to serve Evli's more than 13,000 deposit customers with an integrated service model, which will create a solid foundation for the new bank's deposit financing.

Our strategy

A) Superior customer experience

We combine the advanced digital services of digital banks and personal uncomplicated customer service in a unique way.

B) Profitable products for underserved customer segments

C) Operational efficiency

We aim for high operational efficiency with a digital operating model, modern IT systems, a targeted selection of services and an efficient organization and competent personnel.

D) Solvent bank and responsible lending

We have committed and strong anchor owners. At the core of our operations is responsibility in lending and clarity in customer communication.

Our services

Our goal is to offer our personal and business customers flexible banking and financial services as well as a fair return on deposits.

Services for personal customers

Services for business customers

International markets

In addition to Finland, we are operating in Denmark, Germany and Poland.

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